Replacing your windows and doors is one of the highest-return upgrades you can make to a GTA home — and in 2026, there’s real money on the table to help pay for it. But the rebate landscape has changed significantly, and a lot of what you’ll find online is out of date. Here’s an accurate, current picture of what Toronto and GTA homeowners can actually claim, plus the financing options that make the project affordable today.
The main program in 2026: Ontario’s Home Renovation Savings Program
The cornerstone incentive for 2026 is Ontario’s Home Renovation Savings Program (HRSP), delivered through Save on Energy with Enbridge Gas. For windows and doors, it works on a simple per-unit basis:
- $100 back per qualifying window rough opening
- $125 back per qualifying exterior door
- Products must be ENERGY STAR-certified for the Ontario climate zone
- Professional installation is required (DIY does not qualify)
A “rough opening” is the framed hole in your wall — so a large bay window made of three units in three frames can count as three openings. For a typical home replacing 12–20 windows, that adds up to $1,200–$2,000, with a household cap that most projects comfortably fit within. The program is funded and running through late 2026.
If you bundle windows with other upgrades like insulation or air sealing, the total rebate picture grows — insulation alone can return thousands — which is worth discussing if you’re planning a broader retrofit.
What about the Canada Greener Homes Grant?
This is where most outdated articles trip homeowners up. The federal Canada Greener Homes Grant (which offered up to $5,000+ for windows and doors) stopped accepting new applicants in 2024 and closed at the end of 2025. The companion Greener Homes Loan (0% interest) ended October 1, 2025. If you were already enrolled, your project may still be processed — but new applicants should focus on the Ontario HRSP above. A federal Canada Greener Homes Affordability Program aimed at lower-income households is expected to roll out, with details to be confirmed in 2026.
Toronto homeowners: the Home Energy Loan Program (HELP)
If you live in the City of Toronto, you can also access the Home Energy Loan Program, which offers low-interest financing for energy retrofits — including windows and doors — repaid through your property tax bill over terms up to 20 years. It can be combined with the provincial rebate, so you might offset part of the cost with HRSP and finance the balance affordably.
Arctic Vinyl’s own offers — stackable savings
Government programs are only half the story. We add manufacturer-backed promotions designed to lower your out-of-pocket cost right now:
- Free triple glass upgrade — get the cold-climate glass package that qualifies for rebates, at no extra charge.
- No interest, no payments until 2027 — start your project today and defer payment, so you’re not waiting on a rebate cheque to begin.
- Free exterior colour upgrade on qualifying orders, so your windows match your home perfectly.
Because these are separate from the government rebate, they generally stack — you can take the free upgrade and claim your HRSP rebate. See current details on our promotions and financing page.
How the rebate process actually works
- Book a free consultation and quote. We measure every opening and recommend ENERGY STAR-certified products.
- Choose your windows and doors. We confirm the certification numbers you’ll need.
- We install with our own trained crews.
- Submit your rebate. We provide the invoice with model numbers, ENERGY STAR certification details, and the count of rough openings replaced — and help you file.
- Receive your rebate, typically within several weeks of a complete submission.
One thing to budget for: HRSP is a rebate, not a point-of-sale discount, so you pay the installer first and the money comes back after. That’s exactly why our “no payments until 2027” financing is useful — it bridges the gap.
A few practical tips to protect your rebate. Confirm that the exact model you’re ordering appears on the current ENERGY STAR certified list for our climate zone before installation — substitutions made on install day can disqualify a unit. Keep your itemized invoice, the product spec sheets, and proof of professional installation together, because the program asks for all three. And submit promptly: program budgets are finite and per-household caps and eligible-product lists can change between seasons. We track these details for every Arctic Vinyl project so nothing slips through the cracks.
Make the most of 2026
Programs change, and the current ones have deadlines. The Ontario rebate is funded year to year, the federal landscape is still shifting, and seasonal manufacturer promotions come and go — so the window of time when all of these line up at once doesn’t stay open indefinitely. If new windows or entry and patio doors are on your list, 2026 is a strong year to act while the Ontario rebate, low-interest Toronto financing, and our manufacturer promotions all line up. Acting earlier in the season also means you avoid the fall rush, when installation calendars fill quickly ahead of winter. Explore our replacement windows or get a free quote and we’ll map out exactly what you qualify for.
Frequently Asked Questions
The main program is Ontario’s Home Renovation Savings Program, which gives $100 back per qualifying window rough opening and $125 per exterior door, provided you install ENERGY STAR-certified products with professional installation. Toronto homeowners can also access the Home Energy Loan Program for low-interest financing.
No. The Canada Greener Homes Grant stopped accepting new applicants in 2024 and closed at the end of 2025, and the Greener Homes Loan ended October 1, 2025. Ontario’s Home Renovation Savings Program is the current go-to incentive for new window and door projects in 2026.
Under the Home Renovation Savings Program, expect $100 per window opening and $125 per door. A typical 12–20 window project returns roughly $1,200–$2,000. Bundling with insulation or air sealing can increase your total. Manufacturer promotions like a free triple glass upgrade stack on top.
Yes. All windows and doors must be ENERGY STAR-certified for the Ontario climate zone to qualify, and installation must be done professionally. We confirm certification details and supply the documentation you need to file.
Yes. Arctic Vinyl offers no interest and no payments until 2027, and Toronto residents can use the city’s Home Energy Loan Program over terms up to 20 years. Financing can be combined with the provincial rebate, so you can start now and pay over time.